Credit union · NCUA insured
Metro Plus Credit Union Auto Loan Rates
Metro Plus Credit Union auto loans start at 5.79% for a used one. Rates checked October 22, 2026.
How Metro Plus Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lexington, KY, where Metro Plus Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Metro Plus Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Lexington Postal Credit Union
4.75%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
Ashland Credit Union
5.08%APR
- Terms
- 61–72 months
- Discount
- Included in the rate
Metro Plus Credit Union auto loan score
67
Auto loan score
Higher than 19% of U.S. banks and credit unions
- Used vehicleUsed5.79%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Metro Plus Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Used Auto Loan
Financing for qualifying used vehicles with competitive rates and flexible repayment options. Promotional no payments until 2027 available for applications by December 31, 2026 (minimum loan amount $15,000, minimum credit score 640).
| Terms | APR | Conditions |
|---|---|---|
| — | 5.79% | — |
Sources (2)
All captured Oct 5, 2026
Who can join Metro Plus Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.