Credit union · NCUA insured
Methodist Healthcare Federal Credit Union Auto Loan Rates
Methodist Healthcare Federal Credit Union auto loans start at 5.99% APR for a new vehicle and 6.99% for a used one. Rates checked October 15, 2026.
How Methodist Healthcare Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Memphis, TN-MS-AR, where Methodist Healthcare Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Methodist Healthcare Federal Credit Union
5.99%APR
- Terms
- 49–60 months
- Up to
- 16.49% APR
- Discount
- None included
New Vehicle Loans
Lowest rate
SecurCommunity Federal Credit Union
3.90%APR
- Terms
- 1–60 months
- Up to
- —
- Discount
- None included
2nd-lowest rate
Orion Financial
3.95%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- Included in the rate
Methodist Healthcare Federal Credit Union auto loan score
64
Auto loan score
Higher than 11% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed6.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Methodist Healthcare Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loans
Rates shown are Annual Percentage Rates (APR). Subject to credit approval. Specific rates apply based on credit tier.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.75%–14.99% | Tier A (850-800) to Tier E (579-300) |
| 25–36 months | 4.99%–15.49% | Tier A (850-800) to Tier E (579-300) |
| 37–48 months | 5.49%–15.99% | Tier A (850-800) to Tier E (579-300) |
| 49–60 months | 5.99%–16.49% | Tier A (850-800) to Tier E (579-300) |
| 61–72 months | 6.49%–13.49% | Tier A (850-800) to Tier D (669-580) |
| 73–84 months | 6.99%–10.99% | Tier A (850-800) to Tier C (739-670) |
Sources (1)
- methodistcu.org/index.php/loans-top/2016-09-22-19-32-58 · captured Oct 5, 2026
Used Vehicle Loans
Rates shown are Annual Percentage Rates (APR). Subject to credit approval. Specific rates apply based on credit tier.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 5.49%–15.99% | Tier A (850-800) to Tier E (579-300) |
| 25–36 months | 5.75%–16.49% | Tier A (850-800) to Tier E (579-300) |
| 37–48 months | 6.25%–16.99% | Tier A (850-800) to Tier E (579-300) |
| 49–60 months | 6.99%–17.49% | Tier A (850-800) to Tier E (579-300) |
| 61–72 months | 7.49%–14.49% | Tier A (850-800) to Tier D (669-580) |
| 73–84 months | 7.99%–11.99% | Tier A (850-800) to Tier C (739-670) |
Sources (1)
- methodistcu.org/index.php/loans-top/2016-09-22-19-32-58 · captured Oct 5, 2026
Who can join Methodist Healthcare Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to eligible affiliates.
- Membership is available to Methodist Le Bonheur Healthcare associates.
Family and household
- Membership is available to immediate family members of eligible members.
Cost to join
- There is a one-time .25 cent membership fee.
- Opening a membership requires a share savings account with a minimum opening deposit of $5.25, with $5.00 remaining in the share account for good standing.
Membership information collected October 5, 2026.