Credit union · NCUA insured
Members First Credit Union Auto Loan Rates
Top CarrotMembers First Credit Union auto loans start at 4.74% APR for a new vehicle and 4.74% for a used one. Rates checked October 16, 2026.
How Members First Credit Union’s auto loan rates compare
Compared with banks and credit unions near Grand Rapids, MI, where Members First Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Members First Credit Union
4.74%APR
- Terms
- up to 60 months
Auto Loans
Lowest rate
Meijer Credit Union
4.24%APR
- Terms
- —
2nd-lowest rate
GR Consumers Credit Union
4.25%APR
- Terms
- —
Members First Credit Union auto loan score
87
Auto loan score
Higher than 80% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Members First Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rates may be higher than advertised; final rate is determined by loan applicant's creditworthiness, qualifications, and collateral conditions. New and used vehicle purchase or refinancing available. 100% financing available including taxes, title, and other fees.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.74% | Payment per $1,000 is $22.91. |
| up to 60 months | 4.74% | Payment per $1,000 is $18.75. |
| up to 72 months | 4.74% | Payment per $1,000 is $15.98. |
| up to 84 months | 4.74% | A minimum loan amount of $25,001 required. Payment per $1,000 is $14.01. |
Sources (1)
- mfcu.net/borrow/auto-loans · captured Oct 5, 2026
Who can join Members First Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, attend school or worship within any county in the State of Michigan are eligible to join.
Family and household
- Persons in the immediate family of existing members are eligible to join.
Cost to join
- Opening a primary savings account requires a $5 minimum opening deposit to signify part ownership.
Membership information collected October 5, 2026.