Credit union · NCUA insured
Members Credit Union Credit Card Rates
Members Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Members Credit Union’s credit card rates compare
Compared with banks and credit unions near Dallas, TX, where Members Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Members Credit Union
9.90%APR
Gold MasterCard®
Lowest rate
Service 1st Credit Union
6.00%APR
2nd-lowest rate
Unity One Credit Union
8.90%APR
Members Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Members Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic MasterCard®
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.25% | None | Revolving term; credit limit up to $15,000 |
Sources (1)
- memberscreditunion.com/rates · captured Oct 7, 2026
Gold MasterCard®
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Revolving term; credit limit up to $25,000 |
Sources (2)
All captured Oct 7, 2026
Who can join Members Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.