Credit union · NCUA insured
Members Credit Union Credit Card Rates
Members Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Members Credit Union’s credit card rates compare
Compared with banks and credit unions near Bridgeport, CT, where Members Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Members Credit Union
9.99%APR
- Up to
- —
Visa® Platinum
Lowest rate
Albright Credit Union
7.99%APR
- Up to
- 17.99% APR
2nd-lowest rate
Waterbury CT Teachers Federal Credit Union
8.50%APR
- Up to
- 17.50% APR
Members Credit Union credit card score
82
Credit card score
Higher than 58% of U.S. banks and credit unions
- Purchase APRPurchase APR9.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Members Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Classic
Qualifications determined by individual creditworthiness including income, debt ratio, employment, and credit history. Verification of income may be required. Lines of credit up to $7,500.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.99% | None | Credit line up to $7,500. Rate is currently 14.99% APR. |
Sources (3)
All captured Oct 7, 2026
Visa® Platinum
Qualifications determined by individual creditworthiness including income, debt ratio, employment, and credit history. Verification of income may be required. Lines of credit up to $20,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.99% | None | Credit line up to $20,000. Rate is as low as / currently 9.99% APR. No balance transfer fee. |
Sources (3)
All captured Oct 7, 2026
Who can join Members Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Fairfield County.
Cost to join
- A $5 minimum deposit into a share savings account is required to open an account and use all services of MCU.
Membership information collected October 4, 2026.