Credit union · NCUA insured
Members Credit Union Savings Rates
Members Credit Union’s best savings rate is 0.20% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Members Credit Union’s savings rates compare
Compared with banks and credit unions near Bridgeport, CT, where Members Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Members Credit Union
0.20%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $20
Money Market Account
Top rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
Nutmeg State Financial Credit Union
4.00%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Members Credit Union savings score
70
Savings score
Higher than 25% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.35%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Members Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Change for Life Account
0.20%APY
Automatically transfers spare change from deposits, clearing checks, automated payments and debit card transactions from MCU Checking Account. MCU matches savings up to $5 for the first 3 months.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Tier up to $500. Matches savings up to $5 for the first 3 months. | 2.02% | — | Tier up to $500. Matches savings up to $5 for the first 3 months. |
| $500 and upTier > $500.00 | 0.20% | $20 | Tier > $500.00 |
Money Market Account
0.20%APY
Variable rates; rates may change daily. The entire balance earns the rate of the corresponding tier. Includes 3 free withdrawals per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000Variable rate (V) | 0.20% | $20 | Variable rate (V) |
| $20,000 – $50,000Variable rate (V) | 0.20% | — | Variable rate (V) |
| $50,000 – $100,000Variable rate (V) | 0.30% | — | Variable rate (V) |
| $100,000 and upVariable rate (V) | 0.35% | — | Variable rate (V) |
Sources (3)
All captured Sep 19, 2026
Share Savings Account
0.20%APY
Establishes credit union membership. Minimum opening balance of $5.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Special-purpose accounts
Club Accounts
0.20%APY
Club / [You Name It] account for targeted savings budgeting. Unlimited accounts can be set up.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Who can join Members Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Fairfield County.
Cost to join
- A $5 minimum deposit into a share savings account is required to open an account and use all services of MCU.
Membership information collected October 4, 2026.