Credit union · NCUA insured
Waterbury CT Teachers Federal Credit Union Credit Card Rates
Waterbury CT Teachers Federal Credit Union credit cards start at 8.50% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Waterbury CT Teachers Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Bridgeport, CT, where Waterbury CT Teachers Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Waterbury CT Teachers Federal Credit Union
8.50%APR
- Up to
- 17.50% APR
Platinum VISA Credit Card
Lowest rate
Albright Credit Union
7.99%APR
- Up to
- 17.99% APR
3rd-lowest rate
GHA Federal Credit Union
8.95%APR
- Up to
- —
Waterbury CT Teachers Federal Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Waterbury CT Teachers Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cashback VISA Credit Card
Fixed rate. No annual fee, no-fee balance transfers, and no-fee cash advances. 1% cashback on purchases. Rate is determined by creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.00% | None | Fixed rate as low as 9.00% APR based on creditworthiness. |
| Intro, 12 months | 2.99% | None | Introductory offer for new WCTFCU credit cardholders on transferred balance(s) with no transfer fee. |
Gold VISA Credit Card
Fixed rate. No annual fee, no charge for cash advance or balance transfers. Rate is determined by creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.00% | None | Fixed rate as low as 8.00% APR based on creditworthiness. |
| Intro, 12 months | 2.99% | None | Introductory offer for new WCTFCU credit cardholders on transferred balance(s) with no transfer fee. |
Platinum VISA Credit Card
Fixed rate. No annual fee, no charge for cash advance or balance transfers. Earn ScoreCard Rewards points. Rate is determined by creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.50%–17.50% | None | Fixed rates range from 8.50% APR to 17.50% APR based on creditworthiness. |
| Intro, 12 months | 2.99% | None | Introductory offer for new WCTFCU credit cardholders on transferred balance(s) with no transfer fee. |
Student VISA Credit Card
Must be at least 18 years old and enrolled in college/university to apply. Authorized co-applicant may be required. $2,000 maximum limit. No annual fee, free cash advance and balance transfers.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed rate as low as 9.90% APR based on creditworthiness. Maximum credit limit of $2,000. Must be enrolled in college/university and at least 18 years old. |
| Intro, 12 months | 2.99% | None | Introductory offer for new WCTFCU credit cardholders on transferred balance(s) with no transfer fee. |
Who can join Waterbury CT Teachers Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Teachers, administrators, and other school personnel paid directly by the Board of Education in eligible towns/districts qualify for membership.
- Personnel from any public school or approved private or parochial school or university located within the eligible towns qualify for membership.
Family and household
- Immediate family members of existing WCTFCU members qualify for membership.
Cost to join
- A minimum deposit of $5.00 into a new Savings Account is required to join.
Membership information collected October 4, 2026.