Credit union · NCUA insured
Members' Advantage Credit Union Savings Rates
Members' Advantage Credit Union’s best savings rate is 0.85% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How Members' Advantage Credit Union’s savings rates compare
Compared with banks and credit unions near Stevens Point, WI, where Members' Advantage Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Members' Advantage Credit Union
0.85%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $85
Money Market Savings
Top rate
CoVantage Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $325
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Members' Advantage Credit Union savings score
84
Savings score
Higher than 68% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.85%
- $100,000 balance$100,0002.79%
- QualifiedQualified0.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Members' Advantage Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Savings
0.85%APY
Opening minimum $1000 to open.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.65% | — |
| $1,000 – $10,000 | 0.75% | — |
| $10,000 – $25,000 | 0.85% | $85 |
| $25,000 – $100,000 | 2.07% | — |
| $100,000 – $250,000 | 2.79% | — |
| $250,000 and up | 3.05% | — |
Sources (1)
- membersadvantagecu.com/Rates/Savings-Rates · captured Sep 18, 2026
Escrow Accounts
0.17%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.17% | $17 |
Sources (1)
- membersadvantagecu.com/Rates/Savings-Rates · captured Sep 18, 2026
Regular Share Savings
0.15%APY
Fees may reduce earnings on the account. Minimum amount to open is $5.00; minimum balance to earn interest is $25.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upFees may reduce earnings on these accounts. Minimum balance to earn interest is $25.00.$25 and up | 0.15% | $15 | Fees may reduce earnings on these accounts. Minimum balance to earn interest is $25.00. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
HSA Money Market Savings
0.85%APY
No minimum deposit to open.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.65% | — |
| $1,000 – $10,000 | 0.75% | — |
| $10,000 – $25,000 | 0.85% | $85 |
| $25,000 – $100,000 | 2.07% | — |
| $100,000 – $250,000 | 2.79% | — |
| $250,000 and up | 3.05% | — |
Sources (1)
- membersadvantagecu.com/Rates/Savings-Rates · captured Sep 18, 2026
Christmas Club Accounts
1.26%APY
Funds will go into your Savings account by October 1st.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceWill go into your Savings account by October 1st.Any balance | 1.26% | $126 | Will go into your Savings account by October 1st. |
Sources (2)
All captured Sep 18, 2026
Vacation Club Accounts
1.26%APY
Funds will go into your Savings account by March 1st.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceWill go into your Savings account by March 1st.Any balance | 1.26% | $126 | Will go into your Savings account by March 1st. |
Sources (2)
All captured Sep 18, 2026
IRA Share Accounts
0.75%APY
Applies to Traditional / Roth and Education SAs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditional / Roth and Education SAs.Any balance | 0.75% | $75 | Traditional / Roth and Education SAs. |
Sources (2)
All captured Sep 18, 2026
Kid's Savings
0.15%APY
For children 0-12 years of age. Accounts earn dividends on a balance of $5.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upFor children 0-12 years of age. Earns dividends on a balance of $5.00.$5 and up | 0.15% | $15 | For children 0-12 years of age. Earns dividends on a balance of $5.00. |
Sources (3)
- membersadvantagecu.com/Rates/Savings-Rates
- membersadvantagecu.com/Save/Kids-Savings-Account
- membersadvantagecu.com/Save/Savings
All captured Sep 18, 2026
Who can join Members' Advantage Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.