Credit union · NCUA insured
Members' Advantage Credit Union Credit Card Rates
Members' Advantage Credit Union credit cards start at 11.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Members' Advantage Credit Union’s credit card rates compare
Compared with banks and credit unions near Stevens Point, WI, where Members' Advantage Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Members' Advantage Credit Union
11.99%APR
- Up to
- —
Visa Classic
Lowest rate
CoVantage Credit Union
9.74%APR
- Up to
- —
2nd-lowest rate
Nicolet National Bank
11.90%APR
- Up to
- 23.90% APR
Members' Advantage Credit Union credit card score
72
Credit card score
Higher than 32% of U.S. banks and credit unions
- Purchase APRPurchase APR11.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Members' Advantage Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MasterCard Platinum
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.99% | None | Purchases APR is 11.99%; Cash advance APR: 11.99%; Balance transfer APR: 11.99%. 25-day grace period. Minimum interest charge $0.50. No cash advance fee. |
Sources (2)
- membersadvantagecu.com/Documen…ions/Credit-Card-App.pdf
- membersadvantagecu.com/Borrow/…ards/Credit-Card-Program
All captured Oct 5, 2026
Visa Classic
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.99% | None | Purchases APR is 11.99%; Cash advance APR: 11.99%; Balance transfer APR: 11.99%. 25-day grace period. Minimum finance charge $0.50. |
Sources (2)
All captured Oct 5, 2026
Who can join Members' Advantage Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.