Credit union · NCUA insured
McPherson CO-OP Credit Union Savings Rates
McPherson CO-OP Credit Union’s best savings rate is 0.85% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How McPherson CO-OP Credit Union’s savings rates compare
Compared with banks and credit unions near McPherson, KS, where McPherson CO-OP Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
McPherson CO-OP Credit Union
0.85%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $85
Money Market
Top rate
Farmers State Bank
3.66%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $366
2nd-highest rate
The Bank of Tescott
3.16%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $316
McPherson CO-OP Credit Union savings score
83
Savings score
Higher than 63% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.85%
- $100,000 balance$100,0000.95%
- QualifiedQualified0.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where McPherson CO-OP Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
Up to 0.85%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 0.75% | $75 |
| $10,000 and up | 0.85% | $85 |
| $25,000 and up | 0.95% | — |
Sources (3)
All captured Sep 18, 2026
Regular Share (Savings)
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (2)
All captured Sep 24, 2026
Special-purpose accounts
Individual Retirement Account (IRA)
1.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $49,999 | 1.01% | $100 |
| $50,000 – $99,999 | 1.36% | — |
| $100,000 and up | 1.61% | — |
Sources (2)
All captured Sep 24, 2026
Christmas Club
0.25%APY
All funds in the account will be transferred to your base savings account on November 1st each year. Early withdrawal penalty fee of $5. Requires base savings account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (2)
All captured Sep 24, 2026
Who can join McPherson CO-OP Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.