Credit union · NCUA insured
Mazuma Credit Union Credit Card Rates
Mazuma Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Mazuma Credit Union’s credit card rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Mazuma Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Mazuma Credit Union
9.90%APR
- Up to
- 18.90% APR
Visa® Platinum
Lowest rate
R-G Federal Credit Union
8.75%APR
- Up to
- —
2nd-lowest rate
1st MidAmerica Credit Union
8.90%APR
- Up to
- —
Mazuma Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Mazuma Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Mazuma Visa® Rewards Card
Membership Eligibility Required. Rates, terms, and conditions are subject to change and may vary based on creditworthiness and qualifications. All credit cards are subject to approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.99% | None | Earn Reward Points every time you use your Mazuma Rewards card to use for travel, gift cards, or other purchases. Rates, terms, and conditions are subject to change and may vary based on creditworthiness and qualifications. |
Sources (1)
- mazuma.org/credit-cards · captured Oct 7, 2026
Secured Visa®
Set credit limit with a cash deposit up to $5,000. Membership Eligibility Required. Rates, terms, and conditions are subject to change and may vary based on creditworthiness and qualifications. All credit cards are subject to approval. $0 balance transfer fee. $15 late payment fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90%–18.90% | None | 9.90% to 18.90% APR based on your creditworthiness when the card is issued. Set credit limit with a cash deposit up to $5,000. Balance Transfer Fee: $0. Late Payment Fee: $15. 25-day grace period on purchases. Interest begins on cash advances and convenience checks on the transaction date. |
Sources (1)
- mazuma.org/credit-cards · captured Oct 7, 2026
Visa® Platinum
Membership Eligibility Required. Rates, terms, and conditions are subject to change and may vary based on creditworthiness and qualifications. All credit cards are subject to approval. Easy, no fee balance transfers. $15 late payment fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90%–18.90% | None | 9.90% to 18.90% APR based on your creditworthiness when the card is issued. Balance Transfer Fee: $0. Late Payment Fee: $15. 25-day grace period on purchases. Interest begins on cash advances and convenience checks on the transaction date. |
Sources (1)
- mazuma.org/credit-cards · captured Oct 7, 2026
Who can join Mazuma Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to individuals and businesses in Jackson, Cass, Clay, or Platte counties in Missouri and Wyandotte or Johnson County in Kansas.
Cost to join
- Opening an account requires a $1 deposit into a Share Savings account.
Membership information collected October 4, 2026.