Maui County Federal Credit Union Credit Card Rates

How Maui County Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Kahului, HI, where Maui County Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

This credit union’s lowest
Maui County Federal Credit Union
7.00%APR
Up to
17.50% APR
Platinum Cash Rewards
2nd-lowest rate
Hawaiian Financial Federal Credit Union
8.90%APR
Up to
—
Hawaiian Financial Federal Credit Union rates
3rd-lowest rate
HawaiiUSA FCU
9.90%APR
Up to
16.90% APR
HawaiiUSA FCU rates

Compare credit card rates near you →

Credit card score

Higher than 98% of U.S. banks and credit unions

By rate

Purchase APRPurchase APR7.00%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Maui County Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Platinum Cash Rewards

Three cards to choose from: Rewards, low-rate, or credit-building. No annual fee. Earn rewards points with a cash-back option.

Applies to	APR	Annual fee	Conditions
Ongoing	7.00%–17.50%	None	Revolving terms. APR is based on creditworthiness and subject to change at any time without prior notice. Max legal APR is 18.0% as of 12/1/2020. Standard purchase APR applies after the promotional balance transfer period.
Intro, 18 months	0.00%	None	0% APR on balance transfers for 18 months (3% transfer fee, $5 minimum). Transferred balance reverts to standard purchase APR after 18 months.

Sources (2)

All captured Oct 3, 2026

Secured

Subject to credit approval and Maui County FCU membership eligibility (membership requires opening a savings account with a minimum deposit).

Applies to	APR	Annual fee	Conditions
Ongoing	7.00%–17.50%	None	Revolving terms. APR is based on creditworthiness and subject to change at any time without prior notice. Max legal APR is 18.0% as of 12/1/2020.
Intro, 18 months	0.00%	None	Introductory rate on balance transfers for 18 months from account opening/transfer date for new cardholders. 3% transfer fee ($5 minimum). After introductory period, standard variable APR applies.

Sources (3)

All captured Sep 16, 2026

Visa Platinum

Carries Maui County FCU's lowest ongoing interest rate; no rewards program. Subject to credit approval and Maui County FCU membership eligibility. No annual fee.

Applies to	APR	Annual fee	Conditions
Ongoing	7.00%–17.50%	None	Revolving terms. APR is based on creditworthiness and subject to change at any time without prior notice. Max legal APR is 18.0% as of 12/1/2020. Standard purchase APR applies after the promotional balance transfer period.
Intro, 18 months	0.00%	None	0% APR on balance transfers for 18 months (3% transfer fee, $5 minimum) for new credit cardholders. Transferred balance reverts to card's standard purchase APR after 18 months.

Sources (2)

All captured Oct 22, 2026

Who can join Maui County Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Individuals who live, learn, or work in the County of Maui (Maui, Molokai, Lanai) are eligible to join.

Family and household

Immediate family members (grandparent, parent, stepparent, stepsibling, sibling, child, stepchild, or grandchild) of a member or potential member are eligible to join.

Cost to join

A $5 deposit in a savings account (Share Account) is required to open an account and start membership.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details

← Maui County Federal Credit Union overview