Credit union · NCUA insured
Maui County Federal Credit Union Auto Loan Rates
Top CarrotMaui County Federal Credit Union auto loans start at 4.50% APR for a new vehicle and 5.25% for a used one. Rates checked October 22, 2026.
How Maui County Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Kahului, HI, where Maui County Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Maui County Federal Credit Union
4.50%APR
- Terms
- up to 84 months
- Up to
- —
Auto Loans
Lowest rate
Molokai Community FCU
3.49%APR
- Terms
- up to 72 months
- Up to
- —
2nd-lowest rate
Lanai Federal Credit Union
3.75%APR
- Terms
- up to 60 months
- Up to
- 9.00% APR
Maui County Federal Credit Union auto loan score
86
Auto loan score
Higher than 73% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Maui County Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
All loans require membership in the credit union, Hawaii residency, and underwriting approval. No application fee. Refinancing an existing Maui County FCU loan is not eligible for advertised rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.50% | New Auto up to 4 years old. Rate shown is for the lowest available rate for a 5 year term. APR depends on credit worthiness, product and term selected, and other factors. Refinancing of an existing Maui County FCU loan is not eligible for this rate. |
| up to 60 months | 5.25% | Used Auto 5 years to 10 years old. Rate shown is for the lowest available rate for a 3 year term. APR depends on credit worthiness, product and term selected, and other factors. Refinancing of an existing Maui County FCU loan is not eligible for this rate. |
Sources (2)
All captured Oct 22, 2026
Who can join Maui County Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, learn, or work in the County of Maui (Maui, Molokai, Lanai) are eligible to join.
Family and household
- Immediate family members (grandparent, parent, stepparent, stepsibling, sibling, child, stepchild, or grandchild) of a member or potential member are eligible to join.
Cost to join
- A $5 deposit in a savings account (Share Account) is required to open an account and start membership.
Membership information collected October 4, 2026.