Credit union · NCUA insured
Maroon Financial Credit Union Auto Loan Rates
Maroon Financial Credit Union auto loans start at 4.99% APR for a new vehicle and 5.49% for a used one. Rates checked October 16, 2026.
How Maroon Financial Credit Union’s auto loan rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Maroon Financial Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Maroon Financial Credit Union
4.99%APR
- Terms
- up to 60 months
- Discount
- None included
New Vehicles Auto Loan
Lowest rate
Rock Valley Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Maroon Financial Credit Union auto loan score
80
Auto loan score
Higher than 52% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Maroon Financial Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicles Auto Loan
Up to 100% financing available for qualified buyers (maximum loan amount of $75,000). A new car is defined as any vehicle of the current or previous model year that has never been titled and has less than 7,500 miles on the odometer. Minimum finance value of $4,000. Discount available for larger down payments. No penalty for pre-paying an auto loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.49% | Model Year 2026 - 2025. Discount available for larger down payments. |
| up to 48 months | 4.74% | Model Year 2026 - 2025. Discount available for larger down payments. |
| up to 60 months | 4.99% | Model Year 2026 - 2025. Discount available for larger down payments. |
| up to 72 months | 5.24% | Model Year 2026 - 2025. Discount available for larger down payments. |
Sources (2)
- maroonfinancial.org/loans/personal-loans/auto-loans.html
- maroonfinancial.org/services-tools/tools/rates.html
All captured Oct 7, 2026
Older Models Auto Loan
Up to 100% financing available for qualified buyers (maximum loan amount of $75,000). Minimum finance value of $4,000. Discount available for larger down payments. No penalty for pre-paying an auto loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.24% | Model Year 2019 - 2021. Discount available for larger down payments. |
| up to 48 months | 6.49% | Model Year 2018 - 2020. Discount available for larger down payments. |
Sources (2)
- maroonfinancial.org/loans/personal-loans/auto-loans.html
- maroonfinancial.org/services-tools/tools/rates.html
All captured Oct 7, 2026
Pre-Owned Vehicles Auto Loan
Up to 100% financing available for qualified buyers (maximum loan amount of $75,000). Minimum finance value of $4,000. Discount available for larger down payments. No penalty for pre-paying an auto loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Model Year 2022 - 2025. Discount available for larger down payments. |
| up to 48 months | 5.24% | Model Year 2022 - 2025. Discount available for larger down payments. |
| up to 60 months | 5.49% | Model Year 2022 - 2025. Discount available for larger down payments. |
| up to 72 months | 5.74% | Model Year 2022 - 2025. Discount available for larger down payments. |
Sources (2)
- maroonfinancial.org/loans/personal-loans/auto-loans.html
- maroonfinancial.org/services-tools/tools/rates.html
All captured Oct 7, 2026
Who can join Maroon Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to students, alumni, faculty, and staff members of the University of Chicago or University of Chicago Medical Center, including its subsidiaries and affiliated organizations.
Family and household
- Membership is open to family members of current members.
Cost to join
- Opening a Primary Share Account requires a minimum deposit of $5.
Membership information collected October 5, 2026.