Credit union · NCUA insured
Maroon Financial Credit Union CD Rates
Maroon Financial Credit Union’s best CD rate is 3.30% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Maroon Financial Credit Union’s CD rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Maroon Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Maroon Financial Credit Union
3.30%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $330
Certificates of Deposit (CDs)
Top rate
Vicinity Credit Union
5.15%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $559
2nd-highest rate
Whiting Refinery Federal Credit Union
5.12%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,836
Maroon Financial Credit Union CD score
70
CD score
Higher than 25% of U.S. banks and credit unions
- 3–8 months3–8 mo2.28%
- 9–15 months9–15 mo3.30%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo2.79%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Maroon Financial Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 3.30%APY · 7 terms
Fixed rates; higher rates for longer terms. No setup or maintenance fees. Early withdrawals subject to penalty. Renews automatically upon maturity after 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty for CDs with terms of 6 months or less is 90 days of interest | 2.28% | $113 |
| 12 monthsEarly withdrawal penalty for CDs with terms greater than 6 months is 180 days worth of interest | 3.30% | $330 |
| 18 monthsEarly withdrawal penalty for CDs with terms greater than 6 months is 180 days worth of interest | 3.30% | $499 |
| 24 monthsEarly withdrawal penalty for CDs with terms greater than 6 months is 180 days worth of interest | 3.05% | $619 |
| 36 monthsEarly withdrawal penalty for CDs with terms greater than 6 months is 180 days worth of interest | 2.79% | $861 |
| 48 monthsEarly withdrawal penalty for CDs with terms greater than 6 months is 180 days worth of interest | 2.79% | $1,164 |
| 60 monthsEarly withdrawal penalty for CDs with terms greater than 6 months is 180 days worth of interest | 2.79% | $1,475 |
Sources (2)
- maroonfinancial.org/accounts/p…ates-of-deposit-cds.html
- maroonfinancial.org/services-tools/tools/rates.html
All captured Oct 7, 2026
Special-purpose accounts
IRA Certificates of Deposit (CDs)
Up to 3.30%APY · 7 terms
Available as Traditional and Roth IRA options. No setup fees, and no monthly or annual maintenance fees. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsPenalty for early withdrawal | 2.28% | $113 |
| 12 monthsPenalty for early withdrawal | 3.30% | $330 |
| 18 monthsPenalty for early withdrawal | 3.30% | $499 |
| 24 monthsPenalty for early withdrawal | 3.05% | $619 |
| 36 monthsPenalty for early withdrawal | 2.79% | $861 |
| 48 monthsPenalty for early withdrawal | 2.79% | $1,164 |
| 60 monthsPenalty for early withdrawal | 2.79% | $1,475 |
Sources (2)
- maroonfinancial.org/accounts/p…ement-accounts-iras.html
- maroonfinancial.org/services-tools/tools/rates.html
All captured Oct 7, 2026
Who can join Maroon Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to students, alumni, faculty, and staff members of the University of Chicago or University of Chicago Medical Center, including its subsidiaries and affiliated organizations.
Family and household
- Membership is open to family members of current members.
Cost to join
- Opening a Primary Share Account requires a minimum deposit of $5.
Membership information collected October 5, 2026.