Credit union · NCUA insured
Manistique FCU
A $43.4M credit union headquartered in Manistique, MI, with 3,057 members and 1 branch in Michigan.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Manistique FCU
Manistique Federal Credit Union is headquartered in Manistique, Michigan.
- Headquarters
- 121 E Elk St, Manistique, MI 49854-1207
- NCUA charter
- 18067
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, attend school in, and business and other legal entities located in Schoolcraft County and Eastern Delta County are eligible for membership.
Family and household
- Members of the immediate family or household of credit union members are eligible for membership.
Cost to join
- There is a 15 cent nonrefundable membership fee.
- A deposit of $5.00 in a share account is required to become a member.
Branches
1 branch in Michigan
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Michigan
1 branch
- Manistique Federal Credit UnionMain office121 E Elk St, Manistique, MI 49854Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.79% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.92% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.56% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $49 | $59 | — |
- CapitalNet worth ratio15.79%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.92%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.56%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$49Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Manistique FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.