Credit union · NCUA insured
Maine Family Federal Credit Union Credit Card Rates
Top CarrotMaine Family Federal Credit Union credit cards start at 13.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Maine Family Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Lewiston, ME, where Maine Family Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Maine Family Federal Credit Union
13.90%APR
Visa® Credit Card
Lowest rate
Dirigo Federal Credit Union
11.95%APR
2nd-lowest rate
Lisbon Community FCU
13.90%APR
Maine Family Federal Credit Union credit card score
64
Credit card score
Higher than 11% of U.S. banks and credit unions
- Purchase APRPurchase APR13.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Maine Family Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Credit Card
Approval not guaranteed; must meet credit qualifications and member eligibility. Maximum credit card amount is $15,000.00. Loan discounts do not apply to Visa credit cards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | Standard purchase APR on all new purchases. Includes 25-day grace period on purchases. |
| Intro, 6 months | 0.00% | None | Introductory rate for the first 6 months on balance transfers (up to 5 credit card or loan balances). Transferred balance cannot exceed available credit limit. Reverts to 6.95% APR after 6 months. |
| Ongoing | 6.95% | None | Rate for the life of the transferred balance(s) after the 6-month intro period, or for an additional 5 balance transfers. Transferred balance cannot exceed available credit limit. |
Sources (2)
- mainefamilyfcu.com/loans/consu…oans/consumer-loan-rates
- mainefamilyfcu.com/loans/credit-card/visa-credit-card
All captured Oct 3, 2026
Who can join Maine Family Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, Waldo, or York counties are eligible for membership.
Family and household
- Individuals who have a family member (spouse, parent, grandparent, sibling, child, or grandchild) who is currently a member are eligible for membership.
Cost to join
- Opening a Share Savings Account with a minimum deposit of $5.00 is required to become a member.
Membership information collected October 4, 2026.