Credit union · NCUA insured
Dirigo Federal Credit Union Credit Card Rates
Top CarrotDirigo Federal Credit Union credit cards start at 11.95% APR on purchases, after any introductory rate. Rates checked October 9, 2026.
How Dirigo Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Lewiston, ME, where Dirigo Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Dirigo Federal Credit Union
11.95%APR
Dirigo Platinum Rewards Credit Card
2nd-lowest rate
Lisbon Community FCU
13.90%APR
3rd-lowest rate
Maine Family Federal Credit Union
13.90%APR
Dirigo Federal Credit Union credit card score
73
Credit card score
Higher than 34% of U.S. banks and credit unions
- Purchase APRPurchase APR11.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Dirigo Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Dirigo Platinum Credit Card
Membership eligibility: live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, or York county. Secured credit card backed by personal property/shares.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 5.95% | None | Introductory APR for qualifying members for the first 6 months (180 days) from account opening, based on creditworthiness. No annual fee. |
| Ongoing | 9.95%–18.00% | None | Post-introductory fixed rate based on creditworthiness. No annual fee. Minimum monthly payment 2% of balance or $25. |
Dirigo Platinum Rewards Credit Card
Available for A+, A, B, and C credit tiers only. Membership eligibility: live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, or York county. Secured credit card backed by personal property/shares.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.95% | None | As low as 11.95% APR based on creditworthiness. No annual fee. Minimum monthly payment 2% of balance or $25. |
Who can join Dirigo Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who work, reside (or live), attend school, or worship in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, or York county are eligible for membership.
Family and household
- Individuals who have an immediate family member who is a Dirigo FCU member in good standing are eligible for membership.
Cost to join
- Membership requires opening and maintaining a Share Account with a minimum balance of $25.00.
Membership information collected October 4, 2026.