Credit union · NCUA insured
Maine Family Federal Credit Union Auto Loan Rates
Top CarrotMaine Family Federal Credit Union auto loans start at 5.00% APR for a new vehicle and 5.00% for a used one. Rates checked October 22, 2026.
How Maine Family Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lewiston, ME, where Maine Family Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Maine Family Federal Credit Union
5.00%APR
- Terms
- up to 60 months
New or Used Auto
Lowest rate
Lisbon Community FCU
4.49%APR
- Terms
- up to 60 months
2nd-lowest rate
Dirigo Federal Credit Union
4.60%APR
- Terms
- up to 72 months
Maine Family Federal Credit Union auto loan score
82
Auto loan score
Higher than 57% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Maine Family Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New or Used Auto
Repayment terms up to 7 years available for buying new, used, or refinancing. Published APRs are based on a credit score of 785 and higher.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.65% | Model years 2026-2019. Based on credit score 785 and higher. |
| up to 48 months | 4.65% | Model years 2026-2019. Based on credit score 785 and higher. |
| up to 60 months | 5.00% | Model years 2026-2019. Based on credit score 785 and higher. |
| up to 72 months | 5.25% | Model years 2026-2019. Minimum 6-year loan amount is $15,000. Based on credit score 785 and higher. |
| up to 84 months | 5.50% | Model years 2026-2019. Minimum 7-year loan amount is $25,000. Based on credit score 785 and higher. |
| up to 60 months | 5.50% | Model years 2018-2016. Based on credit score 785 and higher. |
| up to 36 months | 6.50% | Model years 2015-2011. Based on credit score 785 and higher. |
Sources (1)
- mainefamilyfcu.com/loans/consu…loans/auto-vehicle-loans · captured Oct 7, 2026
Who can join Maine Family Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, Waldo, or York counties are eligible for membership.
Family and household
- Individuals who have a family member (spouse, parent, grandparent, sibling, child, or grandchild) who is currently a member are eligible for membership.
Cost to join
- Opening a Share Savings Account with a minimum deposit of $5.00 is required to become a member.
Membership information collected October 4, 2026.