Bank
M1 Savings Rates
A undefined headquartered in Chicago, IL. It opens accounts online nationwide.
How M1’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
Top rate
Service Credit Union
10.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $1,000
2nd-highest rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
3rd-highest rate
Our Community CU
6.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $600
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Closed to new customers
M1 High-Yield Savings Account
3.35%APY
Furnished by B2 Bank NA, Member FDIC, and serviced by M1 Spend LLC. Opening of new accounts is paused; existing accounts continue to be supported.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceObtaining stated APY does not require a minimum account balance. Stated APY is accrued on account balance. Available to current accountholders.Any balance | 3.35% | $335 | Obtaining stated APY does not require a minimum account balance. Stated APY is accrued on account balance. Available to current accountholders. |
Sources (2)
All captured Oct 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.