Credit union · NCUA insured
Los Angeles Police Federal Credit Union Credit Card Rates
Top CarrotLos Angeles Police Federal Credit Union credit card rates start at 11.90% APR. Rates checked October 16, 2026.
How Los Angeles Police Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where Los Angeles Police Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Los Angeles Police Federal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Visa
Full-service financial services provider for sworn and civilian law enforcement professionals of federal, state, county, and city agencies and their family members in Southern California. Maximum credit limit: $100,000. Balance transfer fee: None. Penalty APR of 17.90% applies for late or returned payments until 6 consecutive on-time minimum payments are made.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR for six months on purchases, balance transfers, and cash advances (or purchases only per marketing disclosures). May end and penalty APR applied if a late payment is made. |
| Ongoing | 12.99%–17.90% | None | Non-variable APR after 6-month introductory period for purchases, balance transfers, and cash advances, based on creditworthiness. |
Sources (2)
All captured Oct 6, 2026
My First Visa
Designed for first-time cardholders to build credit. Maximum credit limit: $2,500. Balance transfers are not available per product summary. Penalty APR of 17.90% applies for late or returned payments until 6 consecutive on-time minimum payments are made.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR for six months on purchases, balance transfers, and cash advances (or purchases only per marketing disclosures). May end and penalty APR applied if a late payment is made. |
| Ongoing | 12.99%–17.90% | None | Non-variable APR after 6-month introductory period for purchases, balance transfers, and cash advances, based on creditworthiness. |
Sources (2)
All captured Oct 6, 2026
Platinum Rewards Visa
Full-service financial services provider for sworn and civilian law enforcement professionals of federal, state, county, and city agencies and their family members in Southern California. Maximum credit limit: $100,000. Variable APR varies with the market based on the Prime Rate. Balance transfer fee: None. Penalty APR of 17.90% applies for late or returned payments until 6 consecutive on-time minimum payments are made.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR for six months on purchases, balance transfers, and cash advances (or purchases only per marketing disclosures). May end and penalty APR applied if a late payment is made. |
| Ongoing | 11.90%–17.90% | None | Variable APR after 6-month introductory period for purchases, balance transfers, and cash advances, based on creditworthiness. Varies with the market based on Prime Rate. |
Sources (2)
All captured Oct 6, 2026
Who can join Los Angeles Police Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- LAPFCU employees and their family or household members, retirees, pensioners, annuitants, spouses of people who died while within the field of membership, corporate/legal entities in the charter, volunteers, and related organizations are eligible to join.
- Board members, unpaid officials, and volunteers of nonprofit organizations that support law enforcement agencies in the listed counties (Imperial, Kern, Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Luis Obispo, Santa Barbara, Ventura County) are eligible to join.
Military, government and schools
- Cadets and Explorers are eligible to join LAPFCU (applicants under 18 must present a birth certificate, Social Security card, or school ID, and require an adult co-signer if requesting a checking account or ATM/debit card).
- Federal, state, county, and municipal law enforcement agency employees who work in Imperial, Kern, Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Luis Obispo, Santa Barbara, or Ventura County are eligible for membership.
Family and household
- Household members of eligible members, defined as domestic partners (as defined in LAPFCU's Affidavit of Domestic Partnership) and legal guardianship relationships (defined by court order), are eligible to join.
- Immediate family members of a current LAPFCU member (defined as spouse, domestic partner, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, adopted child, and legal guardianship) are eligible to join.
Membership information collected October 5, 2026.