Credit union · NCUA insured
Lookout Credit Union Auto Loan Rates
Lookout Credit Union auto loans start at 6.74% APR for a new vehicle and 6.74% for a used one. Rates checked October 22, 2026.
How Lookout Credit Union’s auto loan rates compare
Compared with banks and credit unions near Pocatello, ID, where Lookout Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Lookout Credit Union
6.74%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Auto Loans
Lowest rate
Simplot Credit Union
4.99%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
Connections CU
5.24%APR
- Terms
- up to 60 months
- Discount
- None included
Lookout Credit Union auto loan score
62
Auto loan score
Higher than 6% of U.S. banks and credit unions
- New vehicleNew6.74%
- Used vehicleUsed6.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Lookout Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Available to members on approved credit. .25% discount included for top tier credit scores and members who meet Ridgeline Rewards or Compass Cash Back Checking monthly qualification cycle parameters with auto-pay set up from that account.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.74% | For new and used vehicles. Includes 0.25% discount for top tier credit scores and meeting Ridgeline Rewards or Compass Cash Back Checking qualification cycle parameters with active auto-pay from that account. |
| up to 72 months | 6.99% | Includes 0.25% discount for top tier credit scores and meeting Ridgeline Rewards or Compass Cash Back Checking qualification cycle parameters with active auto-pay from that account. |
| up to 84 months | 7.74% | New vehicles only (titled for the first time; no untitled vehicles). Rates quoted are for top tier FICO scores and include 0.25% discount for meeting Ridgeline Rewards or Compass Cash Back Checking qualification cycle parameters with auto-pay. |
Sources (2)
All captured Oct 22, 2026
Who can join Lookout Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members, employees, volunteers, or residents of affiliated associations and foundations (including local humane societies, Community Impact Fund, Zoo Idaho Zoological Society, North Park Village Condominium Association, and others) are eligible for membership.
- Employees of specified health care and dental providers (Gateway Transitional Care Center, Portneuf Medical Center, Eastern Idaho Regional Medical Center, Bingham Memorial Hospital, Yellowstone Dental Associates, Sugar Bugs Pediatric Dentist, Fellows Dental, Larsen Dental Office, Mountain View Hospital, Portneuf Valley Family Center) are eligible to join.
- Employees of North Wind, Inc. who work in or are paid from the North Wind office in Idaho Falls, and their families, are eligible to join.
- Contractors and employees of contractors providing goods and/or services to the Blackfoot and Snake River school systems are eligible to join.
- Employees of select employers (Costco of Pocatello, JC Penny Pocatello, Hampton Inn and Suites Pocatello, Bannock Animal Medical Center Chubbuck, Alta Animal Hospital Pocatello, Bannock County in Pocatello, McCain Foods and Americold in Burley) are eligible to join.
Military, government and schools
- Employees and students of the College of Eastern Idaho are eligible to join.
10 more ways to join
Military, government and schools
- Employees and members of the ISU Bengal Foundation are eligible to join.
- Concessionaires and employees of concessionaires who work on the Idaho State University campus are eligible to join.
- Faculty, staff, students, and alumni of Idaho State University are eligible for membership.
- Military personnel assigned for duty to Idaho State University are eligible to join.
- Employees of the City of Ammon (working in/paid from Ammon, ID), City of Idaho Falls (working in/paid from Idaho Falls, ID), Bonneville County (working in/paid from Idaho Falls, ID), or White Pine Charter School (working in/paid from Idaho Falls, ID) are eligible to join.
- Employees and students of the Nathan Lane Institute of Cosmetology are eligible for membership.
- Employees and students of specified Southeast Idaho School Districts (including Marsh Valley #21, Soda Springs #150, Blackfoot #55, Snake River #52, Firth #59, Grace #148, Rockland #382, Aberdeen #58, Pocatello Community Charter School #25, Jefferson Joint School District #251, Idaho Falls School District #91, Bonneville Joint School District #93, Connor Academy, Holy Spirit Catholic School, Blackfoot Charter School #55, Pocatello-Chubbuck School District #25, Cassia School District #151, and Minidoka School District #331) are eligible for membership.
- Employees of specified Southeast Idaho School Districts (American Falls #381, Oneida/Malad #351, North Gem #149, Preston #201, Westside #202, and Joint Shelley School District #60) are eligible to join.
- Students attending and employees of the Idaho State University/University of Idaho Center for Higher Education at University Place (including Idaho National Laboratories contract employees working regularly there) are eligible for membership.
Family and household
- Family members of current or eligible members of Lookout Credit Union are eligible to join.
Membership information collected October 4, 2026.