Credit union · NCUA insured
LOCOGA Federal Credit Union Auto Loan Rates
LOCOGA Federal Credit Union auto loan rates start at 3.63% APR. Rates checked October 22, 2026.
How LOCOGA Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Valdosta, GA, where LOCOGA Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
LOCOGA Federal Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Bank of America
5.64%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
2nd-lowest rate
Southeastern Credit Union
6.00%APR
- Terms
- up to 84 months
- Discount
- None included
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Car Loans
Percentage rate depends on your Beacon Score and can increase depending on this score. Rates may vary due to creditworthiness and lending policy. All rates subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.63% | Percentage rate depends on your Beacon Score and can increase depending on this score. Rates may vary due to creditworthiness and lending policy. |
Sources (2)
All captured Oct 7, 2026
Who can join LOCOGA Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.