Credit union · NCUA insured
Local 392 Federal Credit Union Savings Rates
Local 392 Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Share (Savings) Accounts. Rates checked October 16, 2026.
How Local 392 Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Local 392 Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Local 392 Federal Credit Union
0.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $25
Share (Savings) Accounts
Top rate
General Electric Credit Union
4.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $425
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
Local 392 Federal Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.35%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Local 392 Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share (Savings) Accounts
0.25%APY
To earn dividends, account balance must be greater than $500.00. Average daily balance method is used to calculate dividends.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $9,999 | 0.20% | — |
| $10,000 – $49,999 | 0.25% | $25 |
| $50,000 and up | 0.35% | — |
Who can join Local 392 Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.