Credit union · NCUA insured
LG&E Co. Credit Union Auto Loan Rates
Top CarrotLG&E Co. Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 22, 2026.
How LG&E Co. Credit Union’s auto loan rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where LG&E Co. Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
LG&E Co. Credit Union
4.99%APR
- Terms
- 49–60 months
- Up to
- 15.99% APR
Autos
Lowest rate
Brown Forman Employees Credit Union
3.99%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
Louisville/Jefferson County Metropolitan Sewer District (MSD)
4.25%APR
- Terms
- up to 72 months
- Up to
- —
Louisville/Jefferson County Metropolitan Sewer District (MSD) rates
LG&E Co. Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where LG&E Co. Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Autos
Rate based on creditworthiness and term of loan. Maximum terms allowed are based on amount borrowed. Does not apply to existing Credit Union loans.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.99%–15.99% | Rates determined by credit score/classification: A+ (730+) at 4.99% to E (549 or less) at 15.99%. Does not apply to existing Credit Union loans. |
| 49–60 months | 4.99%–15.99% | Rates determined by credit score/classification: A+ (730+) at 4.99% to E (549 or less) at 15.99%. Does not apply to existing Credit Union loans. |
| 61–72 months | 5.24%–16.24% | Rates determined by credit score/classification: A+ (730+) at 5.24% to E (549 or less) at 16.24%. Maximum terms based on amount borrowed ($15,000.00+ for 61-66 months; $20,000.00+ for 72-83 months). Does not apply to existing Credit Union loans. |
| 73–84 months | 5.99%–16.99% | Rates determined by credit score/classification: A+ (730+) at 5.99% to E (549 or less) at 16.99%. Maximum terms based on amount borrowed ($20,000.00+ for 72-83 months; $30,000.00+ for 84 months+). Does not apply to existing Credit Union loans. |
Sources (1)
- lgecu.org/rates · captured Oct 5, 2026
Who can join LG&E Co. Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or retirees of LG&E and KU Energy, LLC, its subsidiaries, parent company, or any subsidiaries of the parent company are eligible for membership.
- Affiliates/employees of The Louisville Gas and Electric Company Credit Union are eligible for membership.
- Members/employees of The International Brotherhood of Electrical Workers Local Union 2100 are eligible for membership.
Family and household
- Family members related by blood, marriage, or adoption, as well as survivors of anyone who died while in the field of membership, are eligible for membership.
Membership information collected October 4, 2026.