Credit union · NCUA insured
Levo Credit Union® Credit Card Rates
Levo Credit Union® credit cards start at 14.24% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Levo Credit Union®’s credit card rates compare
Compared with banks and credit unions near Sioux Falls, SD-MN, where Levo Credit Union® has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Levo Credit Union®
14.24%APR
- Up to
- 18.00% APR
Better Rate Visa® Card
Lowest rate
Black Hills Federal Credit Union
7.75%APR
- Up to
- —
2nd-lowest rate
Voyage Federal Credit Union
8.88%APR
- Up to
- 17.88% APR
Levo Credit Union® credit card score
63
Credit card score
Higher than 8% of U.S. banks and credit unions
- Purchase APRPurchase APR14.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Levo Credit Union® ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Better Rate Visa® Card
Variable rates are subject to change at the end of each calendar quarter and shall not exceed 18.00% APR. Interest-free grace period on all purchases if paid in full by due date.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.24%–18.00% | None | Variable rates are subject to change at the end of each calendar quarter and shall not exceed 18.00% APR. No annual fee, no balance transfer fee, no cash advance fee. Interest-free grace period on all purchases if paid in full by due date. |
| Intro, 12 months | 4.99% | None | New Levo Better Rate and Better Rewards cardholders may qualify for a special 12-month introductory balance-transfer rate. No annual fee, no balance transfer fee, no cash advance fee. |
Better Rewards Visa Card
Variable rates are subject to change at the end of each calendar quarter and shall not exceed 18.00% APR.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.74%–18.00% | None | Variable rates are subject to change at the end of each calendar quarter and shall not exceed 18.00% APR. No annual fee, no balance transfer fee, no cash advance fee. |
| Intro, 12 months | 4.99% | None | New Levo Better Rate and Better Rewards cardholders may qualify for a special 12-month introductory balance-transfer rate. No annual fee, no balance transfer fee, no cash advance fee. |
Levo Secured Visa® Card
Secured credit card to help build or rebuild credit history for a minimal upfront security deposit. Credit line from $300 up to $5,000. Variable rates are subject to change at the end of each calendar quarter and shall not exceed 18.00% APR.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.24%–18.00% | None | Credit line of $300 to $5,000 for a minimal upfront security deposit. Variable rates are subject to change at the end of each calendar quarter and shall not exceed 18.00% APR. No annual fee, no balance transfer fee, no cash advance fee. |
Sources (1)
- levo.org/credit-card · captured Oct 15, 2026
Who can join Levo Credit Union®
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who work, live, worship, attend school, or volunteer in any of 29 qualifying counties across Iowa, Minnesota, North Dakota, and South Dakota are eligible for membership.
Family and household
- Immediate family members of individuals who work, live, worship, attend school, or volunteer in any of the 29 qualifying counties are eligible for membership.
Cost to join
- Opening a membership requires a $5 deposit in a Levo deposit account.
Membership information collected October 4, 2026.