Credit union · NCUA insured
Levo Credit Union® Auto Loan Rates
Levo Credit Union® auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 22, 2026.
How Levo Credit Union®’s auto loan rates compare
Compared with banks and credit unions near Sioux Falls, SD-MN, where Levo Credit Union® has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Levo Credit Union®
4.99%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- None included
Auto Loans
Lowest rate
Service First FCU
4.24%APR
- Terms
- up to 60 months
- Up to
- 13.85% APR
- Discount
- None included
2nd-lowest rate
Black Hills Federal Credit Union
4.74%APR
- Terms
- —
- Up to
- —
- Discount
- Included in the rate
Levo Credit Union® auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Levo Credit Union® ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
APR determined by credit score tiers (1=730+, 2=690-729, 3=640-689, 4=610-639, 5=609 or lower). Vehicles with an MSRP greater than $75,000 may have a higher rate. Variable rates subject to change at end of calendar quarter and shall not exceed 18.00% APR.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.99% | Fixed-rate loans with terms up to 84 months based on newness of vehicle. Rate determined by credit score tier; vehicles with MSRP > $75,000 may have higher rate. |
Hybrid Auto Loans
DrivingSense program. APR determined by credit score tiers (1=730+, 2=690-729, 3=640-689, 4=610-639, 5=609 or lower). Vehicles with an MSRP greater than $75,000 may have a higher rate. Variable rates subject to change at end of calendar quarter and shall not exceed 18.00% APR. Option to walk away, sell, trade, refinance, or payoff at loan maturity.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.49% | DrivingSense financing. Rate determined by credit score tier; vehicles with MSRP > $75,000 may have higher rate. Mileage options up to 18,000/year. No first or last payment required, no up-front fees, no early termination fees. |
Sources (3)
All captured Oct 15, 2026
Who can join Levo Credit Union®
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who work, live, worship, attend school, or volunteer in any of 29 qualifying counties across Iowa, Minnesota, North Dakota, and South Dakota are eligible for membership.
Family and household
- Immediate family members of individuals who work, live, worship, attend school, or volunteer in any of the 29 qualifying counties are eligible for membership.
Cost to join
- Opening a membership requires a $5 deposit in a Levo deposit account.
Membership information collected October 4, 2026.