Credit union · NCUA insured
Leatherstocking Credit Union Credit Card Rates
Top CarrotLeatherstocking Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Leatherstocking Credit Union’s credit card rates compare
Compared with banks and credit unions near Oneonta, NY, where Leatherstocking Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Leatherstocking Credit Union
9.90%APR
- Up to
- —
Visa Platinum Credit Card
2nd-lowest rate
Broadview Federal Credit Union
11.74%APR
- Up to
- —
3rd-lowest rate
Sidney FCU
13.75%APR
- Up to
- 17.95% APR
Leatherstocking Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Leatherstocking Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Student Visa Credit Card
Max Line of Credit $1000. Starter card for those off to college or entering the workforce. Must be at least 18 years of age, have a qualified co-signer, and be eligible for membership (live, work, worship, attend school, or regularly conduct business in Otsego, Chenango, Delaware, Herkimer, Madison, Montgomery, or Schoharie NY counties). All loans subject to creditworthiness and approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Max Line of Credit $1000. Rates based on creditworthiness. Membership required to fund loan. |
Visa Platinum Credit Card
No annual fee, 25-day grace period, low non-variable interest rates, and no cash advance fees. Rates based on creditworthiness. Membership required to fund loan (live, work, worship, attend school, or regularly conduct business in Otsego, Chenango, Delaware, Herkimer, Madison, Montgomery, or Schoharie NY counties).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Low non-variable interest rates. 25-day grace period. No cash advance fees. |
| Ongoing | 9.90% | None | Rates subject to change without notice. |
Sources (3)
All captured Oct 16, 2026
Who can join Leatherstocking Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.