Credit union · NCUA insured
Latitude 32 Credit Union Savings Rates
Latitude 32 Credit Union’s best savings rate is 0.05% APY on $10,000, with its Share Savings. Rates checked October 22, 2026.
How Latitude 32 Credit Union’s savings rates compare
Compared with banks and credit unions near Charleston, SC, where Latitude 32 Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Latitude 32 Credit Union
0.05%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $5
Share Savings
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
CPM Federal Credit Union
3.04%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $304
Latitude 32 Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Latitude 32 Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.05%APY
Interest accrues daily and compounds quarterly. Dividends are paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends are paid quarterly.Any balance | 0.05% | $5 | Dividends are paid quarterly. |
Sources (3)
All captured Oct 4, 2026
Special-purpose accounts
Individual Retirement Share Accounts
0.30%APY
Includes Traditional and Roth IRA savings accounts. Dividends are paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends are paid quarterly.Any balance | 0.30% | $30 | Dividends are paid quarterly. |
Sources (3)
- latitude32.org/personal-bankin…dual-retirement-accounts
- latitude32.org/rates
- latitude32.org/savings-rates
All captured Oct 4, 2026
Club Account
0.10%APY
Goal-oriented savings account with flexible terms for holidays, vacation, or other aspirations. Dividends are paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends are paid quarterly.Any balance | 0.10% | $10 | Dividends are paid quarterly. |
Sources (3)
All captured Oct 4, 2026
Who can join Latitude 32 Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, volunteers, attends school, or belongs to any organization that operates in Charleston County.
Family and household
- Membership is open to family members of individuals who live, work, worship, volunteer, attend school, or belong to any organization that operates in Charleston County.
Cost to join
- Opening a savings account with a minimum share deposit of $25 is required.
- A one-time membership fee of $5 is required to join.
Membership information collected October 4, 2026.