Credit union · NCUA insured
Lanier Federal Credit Union Auto Loan Rates
Top CarrotLanier Federal Credit Union auto loans start at 3.75% APR for a new vehicle and 3.75% for a used one. Rates checked October 22, 2026.
How Lanier Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Gainesville, GA, where Lanier Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Lanier Federal Credit Union
3.75%APR
- Terms
- —
- Up to
- —
Car/Truck/SUV Loans
2nd-lowest rate
Delta Community Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- 14.39% APR
3rd-lowest rate
MyGeorgia Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
Lanier Federal Credit Union auto loan score
97
Auto loan score
Higher than 99% of U.S. banks and credit unions
- New vehicleNew3.75%
- Used vehicleUsed3.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Lanier Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Car/Truck/SUV Loans
Subject to credit approval. Membership eligibility applies. Strives to match or beat dealership financing rates.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.75% | Auto loan rates as low as 3.75% APR. Membership eligibility applies. Subject to credit approval. |
Sources (4)
- lanierfcu.org
- lanierfcu.org/Loans?panel=Boat-or-Jetski
- lanierfcu.org/Loans?panel=Camper-ATV-Other
- lanierfcu.org/Loans?panel=Car-Truck-SUV
All captured Oct 5, 2026
Who can join Lanier Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.