Credit union · NCUA insured
Lakewood CU Auto Loan Rates
Lakewood CU auto loans start at 5.00% APR for a new vehicle and 5.50% for a used one. Rates checked October 16, 2026.
How Lakewood CU’s auto loan rates compare
Compared with banks and credit unions in Wisconsin, where Lakewood CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Lakewood CU
5.00%APR
- Terms
- up to 60 months
- Discount
- None included
2022 & Newer Vehicles
Lowest rate
Community First Credit Union
3.50%APR
- Terms
- up to 66 months
- Discount
- None included
2nd-lowest rate
Oshkosh Community Credit Union
3.98%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Lakewood CU auto loan score
77
Auto loan score
Higher than 43% of U.S. banks and credit unions
- New vehicleNew5.00%
- Used vehicleUsed5.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Lakewood CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
2022 & Newer Vehicles
All loans are subject to the requirement of established credit union membership and credit approval. Rates based on creditworthiness and term of loan. Certain term limitation requirements may apply on certain collateral. Rates shown are lowest possible rate. Other rates and terms are also available.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.50% | Monthly payment of $43.65 per $1,000 |
| up to 36 months | 4.50% | Monthly payment of $29.75 per $1,000 |
| up to 48 months | 4.50% | Monthly payment of $22.80 per $1,000 |
| up to 60 months | 5.00% | Monthly payment of $18.87 per $1,000 |
| up to 72 months | 5.25% | Monthly payment of $16.22 per $1,000 |
| up to 84 months | 6.25% | Monthly payment of $14.73 per $1,000 |
Used (2015 & Older)
All loans are subject to the requirement of established credit union membership and credit approval. Rates based on creditworthiness and term of loan. Certain term limitation requirements may apply on certain collateral. Rates shown are lowest possible rate. Other rates and terms are also available.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 7.50% | Monthly payment of $45.00 per $1,000 |
| up to 36 months | 8.50% | Monthly payment of $31.57 per $1,000 |
| up to 48 months | 9.50% | Monthly payment of $25.12 per $1,000 |
Used (2016-2021)
All loans are subject to the requirement of established credit union membership and credit approval. Rates based on creditworthiness and term of loan. Certain term limitation requirements may apply on certain collateral. Rates shown are lowest possible rate. Other rates and terms are also available.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 5.00% | Monthly payment of $43.87 per $1,000 |
| up to 36 months | 5.00% | Monthly payment of $29.97 per $1,000 |
| up to 48 months | 5.25% | Monthly payment of $23.14 per $1,000 |
| up to 60 months | 5.50% | Monthly payment of $19.10 per $1,000 |
| up to 72 months | 6.25% | Monthly payment of $16.69 per $1,000 |
Who can join Lakewood CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, own real estate, or work in Taylor, Price, or Lincoln County, Wisconsin.
Family and household
- Membership is open to anyone whose immediate family member is a current member.
Cost to join
- An opening deposit of $5.00 is required to set up an account.
Membership information collected October 4, 2026.