Credit union · NCUA insured
Lakeshore Federal Credit Union Auto Loan Rates
Lakeshore Federal Credit Union auto loan rates start at 3.99% APR. Rates checked October 16, 2026.
How Lakeshore Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Muskegon, MI, where Lakeshore Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Lakeshore Federal Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
Port City Credit Union
3.99%APR
- Terms
- 49–60 months
2nd-lowest rate
Family Financial Credit Union
4.99%APR
- Terms
- up to 60 months
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Financing available for cars, trucks, vans, or motorcycles, purchasing from a dealership or private seller, or refinancing. Option to receive a 0.25% APR discount when setting up automatic monthly ACH payments from an LFCU checking account. Rate matching may be available.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.99% | Advertised as low as rate. |
Sources (3)
All captured Oct 5, 2026
Who can join Lakeshore Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses and other legal entities located within Muskegon County are eligible for membership.
- Individuals who live in Muskegon County are eligible for membership.
- Individuals who work in Muskegon County are eligible for membership.
- Individuals who worship in Muskegon County are eligible for membership.
Employers and groups
- Employees of the credit union are eligible for membership.
- Organizations associated with eligible individuals are eligible for membership.
3 more ways to join
Military, government and schools
- Individuals who attend school in Muskegon County are eligible for membership.
Family and household
- Immediate family members or household members of a current or eligible member are eligible for membership.
- Spouses of persons who were within the field of membership at the time of their passing are eligible for membership.
Cost to join
- A $5.00 deposit is required to purchase a share in the credit union to open a savings account, and must remain in the account until it is closed out.
Membership information collected October 5, 2026.