Credit union · NCUA insured
Family Financial Credit Union Auto Loan Rates
Top CarrotFamily Financial Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Family Financial Credit Union’s auto loan rates compare
Compared with banks and credit unions near Muskegon, MI, where Family Financial Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Family Financial Credit Union
4.99%APR
- Terms
- up to 60 months
Auto Loan
Lowest rate
Port City Credit Union
3.99%APR
- Terms
- 49–60 months
3rd-lowest rate
HarborLight Credit Union
4.99%APR
- Terms
- 49–60 months
Family Financial Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Family Financial Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Rates effective as of 2025-12-10. Rates based on creditworthiness and term of loan. As low as APR rates apply to eligible borrowers. Autos, Motorcycles, Boats, Campers, RVs and Mobile Homes.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.99% | 36-month term; as low as APR. |
| up to 48 months | 4.99% | 48-month term; as low as APR. |
| up to 60 months | 4.99% | 60-month term; as low as APR. |
| up to 72 months | 5.49% | 72-month term; as low as APR. |
| up to 84 months | 5.99% | 84-month term; as low as APR. |
| up to 96 months | 7.99% | 96-month term; as low as APR. |
Sources (1)
- ff-cu.org/rates · captured Oct 7, 2026
Who can join Family Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Kent, Allegan, Mason, Montcalm, Muskegon, Ottawa, Oceana, or Newaygo County.
Family and household
- Anyone related to a member by blood, marriage, or adoption is eligible to join regardless of where they reside.
Membership information collected October 5, 2026.