Credit union · NCUA insured
Port City Credit Union Auto Loan Rates
Top CarrotPort City Credit Union auto loans start at 3.99% APR for a new vehicle and 3.99% for a used one. Rates checked October 16, 2026.
How Port City Credit Union’s auto loan rates compare
Compared with banks and credit unions near Muskegon, MI, where Port City Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Port City Credit Union
3.99%APR
- Terms
- 49–60 months
Auto and Motorcycle Loans
2nd-lowest rate
Family Financial Credit Union
4.99%APR
- Terms
- up to 60 months
3rd-lowest rate
HarborLight Credit Union
4.99%APR
- Terms
- 49–60 months
Port City Credit Union auto loan score
94
Auto loan score
Higher than 96% of U.S. banks and credit unions
- New vehicleNew3.99%
- Used vehicleUsed3.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Port City Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto and Motorcycle Loans
Financing available for new and used vehicles and refinancing.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.49% | — |
| 37–48 months | 3.74% | — |
| 49–60 months | 3.99% | — |
| 61–72 months | 4.49% | — |
| 73–84 months | 4.99% | — |
Who can join Port City Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.