Credit union · NCUA insured
Knoxville Teachers Federal Credit Union CD Rates
Knoxville Teachers Federal Credit Union’s best CD rate is 4.10% APY on a 3-month share certificate (CD). Rates checked October 15, 2026.
How Knoxville Teachers Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Knoxville, TN, where Knoxville Teachers Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Knoxville Teachers Federal Credit Union
4.10%APY
- Term
- 3–9 months
- Requires
- None
- Minimum
- $25,000
- Earns on $10,000
- —
Certificate of Deposit
Top rate
First Century Bank
5.01%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $501
2nd-highest rate
Knoxville TVA Employees Credit Union
5.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $500
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
4.10%APY · 1 term
Available only for new deposits. Requires membership, non-renewable, and carries an early withdrawal penalty. Dividends are paid only at Certificate Maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3–9 monthsRates available only for new deposits. Requires membership, non-renewable, carries early withdrawal penalty. Dividends compounded quarterly and paid only at maturity | 4.10% | — |
Sources (1)
- ktfcu.org/rate · captured Oct 5, 2026
Who can join Knoxville Teachers Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Teachers and other employees of Knox County Schools, as well as public, private, and parochial schools in Knox and surrounding counties, are eligible for membership.
Family and household
- Immediate family members (mothers, fathers, sisters, brothers, sons, and daughters) of qualifying school employees are eligible to join.
Cost to join
- Joining requires creating a regular share account and maintaining a minimum balance of $250.00 in the primary shares (savings) account.
Membership information collected October 5, 2026.