Credit union · NCUA insured
Kennedy VA Employees FCU Auto Loan Rates
Kennedy VA Employees FCU auto loans start at 5.75% APR for a new vehicle and 5.75% for a used one. Rates checked October 15, 2026.
How Kennedy VA Employees FCU’s auto loan rates compare
Compared with banks and credit unions near Memphis, TN-MS-AR, where Kennedy VA Employees FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Kennedy VA Employees FCU
5.75%APR
- Terms
- 36–84 months
- Up to
- 16.50% APR
- Discount
- None included
Vehicle Loan - New
Lowest rate
SecurCommunity Federal Credit Union
3.90%APR
- Terms
- 1–60 months
- Up to
- —
- Discount
- None included
2nd-lowest rate
Orion Financial
3.95%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- Included in the rate
Kennedy VA Employees FCU auto loan score
68
Auto loan score
Higher than 23% of U.S. banks and credit unions
- New vehicleNew5.75%
- Used vehicleUsed5.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Kennedy VA Employees FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loan - New
On approved new vehicle loans, the credit union will loan up to 100% of the MSRP sticker price plus sales tax with approved credit. For all vehicle, motorcycle, and boat loans, the approved price includes tax, title, GAP and other insurance, or any other after-market product.
| Terms | APR | Conditions |
|---|---|---|
| 36–84 months | 5.75%–16.50% | Terms anywhere from 36 to 84 months based on your credit history. |
Sources (1)
- kennedyvaefcu.org/loans · captured Oct 5, 2026
Vehicle Loan - Used
On approved loans, the Black Book Used Car Guide will be used to determine the amount financed. The maximum amount financed cannot exceed the listed retail value. For all vehicle, motorcycle, and boat loans, the approved price includes tax, title, GAP and other insurance, or any other after-market product.
| Terms | APR | Conditions |
|---|---|---|
| 36–84 months | 5.75%–16.50% | Terms anywhere from 36 to 84 months based on your credit history. |
Sources (1)
- kennedyvaefcu.org/loans · captured Oct 5, 2026
Who can join Kennedy VA Employees FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of the Memphis Kennedy Veterans Administration Medical Center are eligible for membership.
Family and household
- Parents, children, and siblings of employees of the Memphis Kennedy Veterans Administration Medical Center are eligible for membership.
Cost to join
- A deposit of $5.00 is required to open a new membership account.
- A $1.00 fee is required to open a new account.
Membership information collected October 5, 2026.