Credit union · NCUA insured
Kennedy VA Employees FCU CD Rates
Kennedy VA Employees FCU’s best CD rate is 1.00% APY on a 1-year share certificate (CD). Terms run from 6 months to 18 months. Rates checked October 15, 2026.
How Kennedy VA Employees FCU’s CD rates compare
Compared with banks and credit unions near Memphis, TN-MS-AR, where Kennedy VA Employees FCU has the most branches. $10,000, best rate first.
This credit union’s best
Kennedy VA Employees FCU
1.00%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,500
- Earns on $10,000
- $100
12 Month Term Account
Top rate
Paragon Bank
4.39%APY
- Term
- 13 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $476
2nd-highest rate
UT Federal Credit Union
4.25%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $246
Kennedy VA Employees FCU CD score
60
CD score
Higher than 2% of U.S. banks and credit unions
- 3–8 months3–8 mo0.08%
- 9–15 months9–15 mo1.00%
- 16–30 months16–30 mo0.05%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kennedy VA Employees FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
12 Month Term Account
1.00%APY · 1 term
Early withdrawal penalty of 90 days' dividends applies. Partial withdrawals not allowed. Dividends paid quarterly. Account automatically renews at maturity with a 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsEarly withdrawal penalty applies. Dividends paid quarterly | 1.00% | $100 |
Sources (2)
All captured Sep 18, 2026
6 Month Term Account
Up to 0.08%APY · 1 term
Early withdrawal penalty of 90 days' dividends applies. Partial withdrawals not allowed. Dividends paid quarterly. Account automatically renews at maturity with a 10-day grace period.
| Term | APY · $1,000 and up | APY · $5,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsEarly withdrawal penalty applies. Dividends paid quarterly | 0.05% | 0.08% | 0.05%0.08% from $5k | $2 |
Sources (2)
All captured Sep 18, 2026
18 Month Term Account
0.05%APY · 1 term
Early withdrawal penalty of 90 days' dividends applies. Partial withdrawals not allowed. Dividends paid quarterly. Account automatically renews at maturity with a 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsEarly withdrawal penalty applies. Dividends paid quarterly | 0.05% | $8 |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
30 Month IRA
0.08%APY · 1 term
Early withdrawal penalty of 90 days' dividends applies. Partial withdrawals not allowed. Dividends paid quarterly. Account automatically renews at maturity with a 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 30 monthsEarly withdrawal penalty applies. Dividends paid quarterly | 0.08% | $19 |
Sources (2)
All captured Sep 18, 2026
18 Month IRA
0.05%APY · 1 term
Early withdrawal penalty of 90 days' dividends applies. Partial withdrawals not allowed. Dividends paid quarterly. Account automatically renews at maturity with a 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsEarly withdrawal penalty applies. Dividends paid quarterly | 0.05% | $8 |
Sources (2)
All captured Sep 18, 2026
Who can join Kennedy VA Employees FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of the Memphis Kennedy Veterans Administration Medical Center are eligible for membership.
Family and household
- Parents, children, and siblings of employees of the Memphis Kennedy Veterans Administration Medical Center are eligible for membership.
Cost to join
- A deposit of $5.00 is required to open a new membership account.
- A $1.00 fee is required to open a new account.
Membership information collected October 5, 2026.