Credit union · NCUA insured
Kelly Community Federal Credit Union Credit Card Rates
Kelly Community Federal Credit Union credit cards start at 12.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Kelly Community Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Tyler, TX, where Kelly Community Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Kelly Community Federal Credit Union
12.00%APR
- Up to
- —
Rewards Mastercard
Lowest rate
East Texas Professional Credit Union
7.95%APR
- Up to
- 17.95% APR
2nd-lowest rate
Capital One
9.99%APR
- Up to
- —
Kelly Community Federal Credit Union credit card score
72
Credit card score
Higher than 30% of U.S. banks and credit unions
- Purchase APRPurchase APR12.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Kelly Community Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Kelly Community Mastercard
Introductory balance transfer rate as low as 5.90% APR for the transferred balance until paid off. No annual fee. No cash advance fee for in-branch transactions.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | Rates as low as 12.00% APR. |
| Ongoing | 5.90% | None | Introductory balance transfer rate as low as 5.90% APR for the transferred balance until paid off. |
Sources (1)
- kellycommunity.org/credit-cards-holiday-loans · captured Oct 6, 2026
Rewards Mastercard
Earn 1% reward on all purchases, 2% reward on gas and groceries. No annual fee. Earn 10,000 points ($100 value) for spending $2,500. Earn 500 points ($5 value) for checking out the rewards site.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | Rates as low as 12.00% APR. |
| Ongoing | 5.90% | None | Introductory balance transfer rate of 5.90% APR. |
Sources (1)
- kellycommunity.org/credit-cards-holiday-loans · captured Oct 6, 2026
Who can join Kelly Community Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.