Credit union · NCUA insured
KBR Heritage Federal Credit Union CD Rates
KBR Heritage Federal Credit Union’s best CD rate is 3.55% APY on a 1-year share certificate (CD). Terms run from 3 months to 2 years. Rates checked October 16, 2026.
How KBR Heritage Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Houston, TX, where KBR Heritage Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
KBR Heritage Federal Credit Union
3.55%APY
- Term
- 12 months
- Minimum
- $2,500
- Earns on $10,000
- $355
Term Share Certificates
Top rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
2nd-highest rate
Gulf Capital Bank
4.91%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $1,546
KBR Heritage Federal Credit Union CD score
72
CD score
Higher than 30% of U.S. banks and credit unions
- 3–8 months3–8 mo3.47%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.43%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where KBR Heritage Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificates
Up to 3.55%APY · 6 terms
A Penalty may be imposed for early withdrawal of any Term Share Certificate. Rates are established at each Board meeting and are in effect until changed by the Board. Earn monthly dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months91 Days Term Share Certificate. Rates established at each Board meeting. Early withdrawal penalty may apply. Note: Marketing page p10 states a $7,500 minimum deposit requirement | 3.32% | $82 |
| 6 months6 Months Term Share Certificate. Rates established at each Board meeting. Early withdrawal penalty may apply. Note: Marketing page p10 states a $10,000 minimum deposit requirement | 3.47% | $172 |
| 9 months9 months Term Share Certificate. Early withdrawal penalty may apply | 3.51% | $262 |
| 12 months12 Months Term Share Certificate. Early withdrawal penalty may apply. Note: Marketing page p10 states a $10,000 minimum deposit requirement | 3.55% | $355 |
| 18 months18 months Term Share Certificate. Early withdrawal penalty may apply | 3.22% | $487 |
| 24 months2 Year Term Share Certificate. Early withdrawal penalty may apply. Note: Marketing page p10 mentions $50,000 - $250,000 minimum deposit required | 3.43% | $698 |
Special-purpose accounts
IRA Term Share Certificates
Up to 3.63%APY · 3 terms
Available under IRA wrappers (Roth, Traditional, Educational). A Penalty may be imposed for early withdrawal of any Term Share Certificate. 1 Year IRA rates established at each Board meeting and in effect until changed by the Board. Earn monthly dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsIRA - 1 Year IRA Term Share Certificate. Rates established at each Board meeting. Early withdrawal penalty may apply. Note: Marketing page p10 lists $2,000 minimum deposit required | 3.63% | $363 |
| 24 monthsIRA – 2 year IRA Term Share Certificate. Early withdrawal penalty may apply | 3.33% | $677 |
| 36 monthsIRA – 3 year IRA Term Share Certificate. Early withdrawal penalty may apply | 3.43% | $1,065 |
Who can join KBR Heritage Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of contractors who work regularly at KBR.
- Membership is open to employees of KBR Inc. and its subsidiaries.
- Membership is open to employees of KBRHFCU.
Family and household
- Membership is open to immediate family members (spouses, children, parents, grandparents, grandchildren, brothers and sisters) of eligible employees.
- Membership is open to spouses of persons who died while within the field of membership of the credit union.
Other ways
- Membership is open to persons retired as pensioners or annuitants from qualifying employments.
Cost to join
- A $5.00 minimum deposit in a Share Savings Account represents a member's share in the credit union.
Membership information collected October 5, 2026.