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Credit union · NCUA insured

KBR Heritage Federal Credit Union Credit Card Rates

KBR Heritage Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How KBR Heritage Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Houston, TX, where KBR Heritage Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • This credit union’s lowest

    KBR Heritage Federal Credit Union

    9.90%APR

    Annual fee
    None

    Visa Platinum

  • Top Carrot, Carrot Score 99

    Lowest rate

    Harris County Federal Credit Union

    5.90%APR

    Annual fee
    None

    Harris County Federal Credit Union rates

  • Top Carrot, Carrot Score 92

    2nd-lowest rate

    Houston Federal Credit Union

    7.00%APR

    Annual fee
    $50

    Houston Federal Credit Union rates

Compare credit card rates near you →

KBR Heritage Federal Credit Union credit card score

84

Credit card score

Higher than 65% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR9.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where KBR Heritage Federal Credit Union ranks

By credit card score, in each area where it has branches

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join KBR Heritage Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Membership is open to employees of contractors who work regularly at KBR.
  • Membership is open to employees of KBR Inc. and its subsidiaries.
  • Membership is open to employees of KBRHFCU.

Family and household

  • Membership is open to immediate family members (spouses, children, parents, grandparents, grandchildren, brothers and sisters) of eligible employees.
  • Membership is open to spouses of persons who died while within the field of membership of the credit union.

Other ways

  • Membership is open to persons retired as pensioners or annuitants from qualifying employments.

Cost to join

  • A $5.00 minimum deposit in a Share Savings Account represents a member's share in the credit union.

Membership information collected October 5, 2026.

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