Credit union · NCUA insured
Kaiperm Credit Union Credit Card Rates
Kaiperm Credit Union credit cards start at 14.88% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Kaiperm Credit Union’s credit card rates compare
Compared with banks and credit unions near San Francisco, CA, where Kaiperm Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Kaiperm Credit Union
14.88%APR
- Annual fee
- $12
- Up to
- —
Variable Rate Credit Card (Visa)
Lowest rate
San Francisco Federal Credit Union
7.45%APR
- Annual fee
- None
- Up to
- 17.99% APR
2nd-lowest rate
Sheet Metal Workers Local 104 Federal Credit Union
7.90%APR
- Annual fee
- None
- Up to
- —
Kaiperm Credit Union credit card score
62
Credit card score
Higher than 6% of U.S. banks and credit unions
- Purchase APRPurchase APR14.88%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Kaiperm Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Variable Rate Credit Card (Visa)
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.88% | $12 | Cash Back – Annual Fee. Variable rate APR is subject to change and may vary depending on evaluation of credit history. |
| Ongoing | 16.11% | None | Cash Back – No Annual Fee. Variable rate APR is subject to change and may vary depending on evaluation of credit history. |
Who can join Kaiperm Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Kaiser Permanente are eligible for membership.
- Kaiser retirees are eligible for membership.
- Kaiser volunteers are eligible for membership.
Family and household
- Family members of Kaiser Permanente employees are eligible for membership.
Cost to join
- It is free to join Kaiperm Credit Union.
Membership information collected October 5, 2026.