Credit union · NCUA insured
Kahuku Federal Credit Union Savings Rates
Kahuku Federal Credit Union’s best savings rate is 0.75% APY on $10,000, with its Regular Savings. Rates checked October 22, 2026.
How Kahuku Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Urban Honolulu, HI, where Kahuku Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kahuku Federal Credit Union
0.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $75
Regular Savings
Top rate
Sunflower Bank
3.02%APY
- Minimum
- —
- Earns on $10,000 a year
- $302
2nd-highest rate
PenFed Credit Union
2.70%APY
- Minimum
- $5
- Earns on $10,000 a year
- $270
Kahuku Federal Credit Union savings score
82
Savings score
Higher than 60% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kahuku Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings
0.75%APY
Variable rate. Share account excessive withdrawals fee of $2.00 per withdrawal if more than three (3) withdrawals in a calendar month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRequired minimum share balance to earn stated APY is $100. Variable rate.$100 and up | 0.75% | $75 | Required minimum share balance to earn stated APY is $100. Variable rate. |
Special-purpose accounts
Christmas Club Savings
4.06%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRequired minimum share balance to earn stated APY is $100.$100 and up | 4.06% | $406 | Required minimum share balance to earn stated APY is $100. |
Who can join Kahuku Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who reside or work in Census Tracts 101, 102.01, and 102.02 of the City and County of Honolulu, Hawaii (the Koolauloa District, including Pupukea, Sunset Beach, Kahuku, Laie, Hauula, Punaluu, and Kaaawa) are eligible to join.
Family and household
- Families of residents of Pupukea, Sunset Beach, Kahuku, Laie, Hauula, Punaluu, and Kaaawa are eligible to join.
Cost to join
- A minimum opening deposit of $50.00 is required.
- A one-time membership fee of $1.00 is required.
Membership information collected October 4, 2026.