Credit union · NCUA insured
Kahuku Federal Credit Union Auto Loan Rates
Kahuku Federal Credit Union auto loans start at 6.00% APR for a new vehicle and 6.00% for a used one. Rates checked October 22, 2026.
How Kahuku Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Urban Honolulu, HI, where Kahuku Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Kahuku Federal Credit Union
6.00%APR
- Terms
- —
Auto Loans
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
2nd-lowest rate
Hawaii Law Enforcement Federal Credit Union
4.25%APR
- Terms
- up to 84 months
Kahuku Federal Credit Union auto loan score
66
Auto loan score
Higher than 16% of U.S. banks and credit unions
- New vehicleNew6.00%
- Used vehicleUsed6.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Kahuku Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| — | 6.00% | Starting at 6.00% |
Sources (1)
- kahukufcu.com/rates-and-fees · captured Sep 16, 2026
Who can join Kahuku Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who reside or work in Census Tracts 101, 102.01, and 102.02 of the City and County of Honolulu, Hawaii (the Koolauloa District, including Pupukea, Sunset Beach, Kahuku, Laie, Hauula, Punaluu, and Kaaawa) are eligible to join.
Family and household
- Families of residents of Pupukea, Sunset Beach, Kahuku, Laie, Hauula, Punaluu, and Kaaawa are eligible to join.
Cost to join
- A minimum opening deposit of $50.00 is required.
- A one-time membership fee of $1.00 is required.
Membership information collected October 4, 2026.