Credit union · NCUA insured
Hawaii Law Enforcement Federal Credit Union Auto Loan Rates
Hawaii Law Enforcement Federal Credit Union auto loans start at 4.25% APR for a new vehicle and 4.50% for a used one. Rates checked October 22, 2026.
How Hawaii Law Enforcement Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Urban Honolulu, HI, where Hawaii Law Enforcement Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Hawaii Law Enforcement Federal Credit Union
4.25%APR
- Terms
- up to 84 months
New Auto Loan
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
3rd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
Hawaii Law Enforcement Federal Credit Union auto loan score
90
Auto loan score
Higher than 91% of U.S. banks and credit unions
- New vehicleNew4.25%
- Used vehicleUsed4.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hawaii Law Enforcement Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycle Loan
| Terms | APR | Conditions |
|---|---|---|
| — | 7.50% | — |
Sources (1)
- hlefcu.com/rates/index.html · captured Oct 15, 2026
New Auto Loan
Financing up to 100% of the invoice price; flexible terms up to 7 years.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.25% | Financing up to 100% of the invoice price; flexible terms up to 7 years. |
Used Auto Loans
Financing up to 100% of Kelley Blue Book retail value; flexible terms up to 6 years; used autos must not be more than 6 years old.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.50% | Financing up to 100% of Kelley Blue Book retail value; flexible terms up to 6 years; used autos must not be more than 6 years old. |
Used Motorcycle Loan
| Terms | APR | Conditions |
|---|---|---|
| — | 7.50% | — |
Sources (1)
- hlefcu.com/rates/index.html · captured Oct 15, 2026
Who can join Hawaii Law Enforcement Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees, affiliates, and members of designated law enforcement, government, public safety, and security organizations in Hawaii are eligible to join.
Family and household
- Individuals who have family/household ties with a current member of the credit union are eligible to join.
Membership information collected October 4, 2026.