Bank · FDIC insured
Ixonia Bank Auto Loan Rates
Ixonia Bank auto loans start at 6.17% APR for a new vehicle and 6.17% for a used one. Rates checked October 16, 2026.
How Ixonia Bank’s auto loan rates compare
Compared with banks and credit unions near Milwaukee, WI, where Ixonia Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Ixonia Bank
5.93%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Car Loan Rates
Lowest rate
Governmental Employees Credit Union
3.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
Credit Union 1
4.39%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Ixonia Bank auto loan score
65
Auto loan score
Higher than 14% of U.S. banks and credit unions
- New vehicleNew6.17%
- Used vehicleUsed6.17%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Ixonia Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Car Loan Rates
Finance new or used vehicles, as well as refinance existing vehicles. A 0.25% interest rate reduction is available if automatic payments are set up from an Ixonia Bank Checking account.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.81% | Vehicle Year 2026. Without Auto Pay. |
| up to 84 months | 6.57% | Vehicle Year 2026. With Auto Pay from Ixonia Bank Checking account (reflects 0.25% interest rate reduction). |
| up to 78 months | 6.84% | Vehicle Year 2025. Without Auto Pay. |
| up to 78 months | 6.59% | Vehicle Year 2025. With Auto Pay from Ixonia Bank Checking account (reflects 0.25% interest rate reduction). |
| up to 66 months | 6.39% | Vehicle Year 2024. Without Auto Pay. |
| up to 66 months | 6.14% | Vehicle Year 2024. With Auto Pay from Ixonia Bank Checking account (reflects 0.25% interest rate reduction). |
| up to 60 months | 6.17% | Vehicle Year 2023. Without Auto Pay. |
| up to 60 months | 5.93% | Vehicle Year 2023. With Auto Pay from Ixonia Bank Checking account (reflects 0.25% interest rate reduction). |
| up to 54 months | 6.21% | Vehicle Year 2022. Without Auto Pay. |
| up to 54 months | 5.97% | Vehicle Year 2022. With Auto Pay from Ixonia Bank Checking account (reflects 0.25% interest rate reduction). |
| up to 48 months | 6.02% | Vehicle Year 2021. Without Auto Pay. |
| up to 48 months | 5.77% | Vehicle Year 2021. With Auto Pay from Ixonia Bank Checking account (reflects 0.25% interest rate reduction). Advertised APR example based on credit score of 700 or better and $20,000 loan amount. |
| up to 42 months | 6.09% | Vehicle Year 2020. Without Auto Pay. |
| up to 42 months | 5.84% | Vehicle Year 2020. With Auto Pay from Ixonia Bank Checking account (reflects 0.25% interest rate reduction). |
| up to 36 months | 6.05% | Vehicle Year 2019. Without Auto Pay. |
| up to 36 months | 5.81% | Vehicle Year 2019. With Auto Pay from Ixonia Bank Checking account (reflects 0.25% interest rate reduction). |
| up to 30 months | 6.18% | Vehicle Year 2018. Requires 25% Down Payment. Without Auto Pay. |
| up to 30 months | 5.94% | Vehicle Year 2018. Requires 25% Down Payment. With Auto Pay from Ixonia Bank Checking account (reflects 0.25% interest rate reduction). |
Sources (1)
- ixoniabank.com/personal/loan-products/car-loan-rates · captured Oct 16, 2026
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