Bank · FDIC insured
Ivy Bank CD Rates
Ivy Bank’s best CD rate is 4.25% APY on a 3-month CD. Terms run from 3 months to 5 years. Rates checked October 25, 2026.
How Ivy Bank’s CD rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Ivy Bank
4.25%APY
- Term
- 3 months
- Minimum
- $1,000
- Earns on $10,000
- $105
High-Yield Certificates of Deposit
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
First Federal Credit Union.
7.30%APY
- Term
- 3 months
- Minimum
- $5,000
- Earns on $10,000
- $198
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High-Yield Certificates of Deposit
Up to 4.25%APY · 4 terms
Minimum opening deposit of $1,000. Monthly compounding with funds held to maturity. $10 minimum daily balance required to earn APY. Additional deposits are not permitted. Substantial penalties for early withdrawal may be imposed. No monthly maintenance fee.
| Term | APY · Any balance | APY · $10 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 monthsBased on monthly compounding with funds held to maturity. $10 minimum daily balance required to earn APY. Additional deposits are not permitted. Substantial penalties for early withdrawal may be imposed. No monthly maintenance fee | — | 4.25% | 4.25% | $105 |
| 6 monthsBased on monthly compounding with funds held to maturity. $10 minimum daily balance required to earn APY. Additional deposits are not permitted. Substantial penalties for early withdrawal may be imposed. No monthly maintenance fee | 4.25% | — | 4.25% | $210 |
| 36 monthsBased on monthly compounding with funds held to maturity. $10 minimum daily balance required to earn APY. Additional deposits are not permitted. Substantial penalties for early withdrawal may be imposed. No monthly maintenance fee | 2.75% | — | 2.75% | $848 |
| 60 monthsBased on monthly compounding with funds held to maturity. $10 minimum daily balance required to earn APY. Additional deposits are not permitted. Substantial penalties for early withdrawal may be imposed. No monthly maintenance fee | 2.50% | — | 2.50% | $1,314 |
Sources (1)
- ivybank.com/cds · captured Oct 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.