Bank · FDIC insured
Ivy Bank Savings Rates
Ivy Bank’s best savings rate is 4.00% APY on $10,000, with its High-Yield Savings Account. Rates checked October 25, 2026.
How Ivy Bank’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Ivy Bank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
High-Yield Savings Account
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
Ivy Bank savings score
94
Savings score
Higher than 96% of U.S. banks and credit unions
- $10,000 balance$10,0004.00%
- $100,000 balance$100,0004.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ivy Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High-Yield Savings Account
4.00%APY
Variable rate account; rates may change after opening. Fees may reduce earnings. Transfers and withdrawals may be limited to a total of six per calendar month. Withdrawals and transfers shall only be made payable to one or more owners of the account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500 | 0.05% | — | |
| $2,500 – $1,000,000Minimum balance to obtain 4.00% APY is $2,500; maximum account balance to receive 4.00% APY is $1,000,000. | 4.00% | $400 | Minimum balance to obtain 4.00% APY is $2,500; maximum account balance to receive 4.00% APY is $1,000,000. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.