Credit union · Privately insured
InvesTex Credit Union Credit Card Rates
InvesTex Credit Union credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How InvesTex Credit Union’s credit card rates compare
Compared with banks and credit unions near Houston, TX, where InvesTex Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
InvesTex Credit Union
10.90%APR
- Annual fee
- None
Visa Platinum Premier
Lowest rate
Harris County Federal Credit Union
5.90%APR
- Annual fee
- None
2nd-lowest rate
Houston Federal Credit Union
7.00%APR
- Annual fee
- $50
InvesTex Credit Union credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where InvesTex Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.90% | None | Fixed APR. Rates quoted are based on approved credit. |
Sources (1)
- investexcu.org/loan-rates · captured Oct 7, 2026
Visa Platinum Premier
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Fixed APR. Rates quoted are based on approved credit. |
Sources (1)
- investexcu.org/loan-rates · captured Oct 7, 2026
Visa Secured
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.90% | None | Fixed APR. Rates quoted are based on approved credit. |
Sources (1)
- investexcu.org/loan-rates · captured Oct 7, 2026
Who can join InvesTex Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Harris, Montgomery, Brazoria, Fort Bend, Washington, Chambers, Grimes, Galveston, Liberty, or Waller County, Texas are eligible for membership.
- Individuals who live, work, worship, or attend school in Downtown Houston, or regularly conduct business in the City of Houston, are eligible for membership.
- Anyone who lives or works within a 10-mile radius of any InvesTex branch office is eligible for membership.
Employers and groups
- Employees of Partner Companies are eligible for membership.
- Employees of retail merchants who are members of the Retail Merchants Association of Houston, Inc. are eligible for membership.
Military, government and schools
- Employees and family members of Aldine, Conroe, Cy-Fair, Klein, Magnolia, Montgomery, New Caney, Humble, Splendora, Spring, Tomball, and Willis ISDs; employees, family members, alumni, and students of Lone Star College System; and businesses/organizations located within those ISDs (and their employees and members) are eligible for membership.
1 more way to join
Family and household
- Family members of persons who live, work, worship, or attend school in Harris, Montgomery, Brazoria, Fort Bend, Washington, Chambers, Grimes, Galveston, Liberty, or Waller County, Texas are eligible for membership.
Cost to join
- Accounts require a minimum $5 deposit.
Membership information collected October 5, 2026.