Credit union · Privately insured
Interra Credit Union Credit Card Rates
Interra Credit Union credit cards start at 11.00% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Interra Credit Union’s credit card rates compare
Compared with banks and credit unions near Elkhart, IN, where Interra Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Interra Credit Union
11.00%APR
- Up to
- 21.00% APR
Mastercard Standard
Lowest rate
Chiphone Federal Credit Union
7.90%APR
- Up to
- —
2nd-lowest rate
Everence
8.90%APR
- Up to
- 16.90% APR
Interra Credit Union credit card score
77
Credit card score
Higher than 43% of U.S. banks and credit unions
- Purchase APRPurchase APR11.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Interra Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MasterCard Elite
Approval based on the member's overall financial profile, including credit history and proof of income, if applicable. Variable APR based on Prime Rate. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introduction and Balance Transfer APR: 0% for first 12 months. |
| Ongoing | 14.00%–24.00% | None | Variable APR for Purchases, Cash Advances and Balance Transfers: 14.00%, 15.00%, 17.00%, 19.00% or 24.00% depending on credit history. Varies with the market based on Prime Rate. |
Mastercard Standard
Approval based on the member's overall financial profile, including credit history and proof of income, if applicable. Variable APR based on Prime Rate. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introduction and Balance Transfer APR: 0% for first 12 months. |
| Ongoing | 11.00%–21.00% | None | Variable APR for Purchases, Cash Advances and Balance Transfers: 11.00%, 12.00%, 14.00%, 16.00%, or 21.00% depending on credit history. Varies with the market based on Prime Rate. |
Who can join Interra Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.