Credit union · NCUA insured
Inland Valley Federal Credit Union Credit Card Rates
Top CarrotInland Valley Federal Credit Union credit cards start at 8.88% APR on purchases, after any introductory rate. Rates checked October 30, 2026.
How Inland Valley Federal Credit Union’s credit card rates compare
Ongoing purchase APR. The lowest rate among banks and credit unions with branches in each area.
This credit union’s lowest
Inland Valley Federal Credit Union
8.88%APR
MasterCard Credit Card
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Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MasterCard Credit Card
Base Rates are adjusted based on a combination of your Transunion Vantage Score utilizing a Risked Based Lending system. Cash Advance and Balance Transfer options available.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.88% | None | Base rates as low as 8.88%. Rates adjusted based on Transunion Vantage Score. |
MasterCard Credit Card with 2% Cash Back
Base Rates are adjusted based on a combination of your Transunion Vantage Score utilizing a Risked Based Lending system. 2% Cash Back.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.84% | None | Base rates as low as 9.84%. Rates adjusted based on Transunion Vantage Score. |
Sources (1)
- ivfcu.org/loan-rates · captured Oct 30, 2026
Inland Valley Federal Credit Union credit card score
89
Credit card score
Higher than 89% of U.S. banks and credit unions
- Purchase APRPurchase APR8.88%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Who can join Inland Valley Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to any person who lives, works, worships, or attends school in Fontana, Bloomington, Rialto, and parts of other surrounding cities such as Colton, San Bernardino, and Rancho Cucamonga.
Cost to join
- Establishing membership requires opening a savings account with a minimum deposit of $25.
- Establishing membership requires a one-time $2 membership fee.
Membership information collected October 5, 2026.